PRODUCT INFORMATION: SMALL BUSINESS ADVISOR
(Sample Main Screen from the Software)
The "Small Business Advisor" Windows ®
software editions for each of 32 states and D.C. are currently available, for
$19.95 each. Each state edition includes the full text (approximately 500 pages)
of our "Starting and Operating a Business" e-book for that state, in HTML
(hypertext) format, read with your Internet Explorer browser. The software also
fully customizes the book and the included extensive checklists for your business,
after asking you 15 or 20 questions about the business. The state information for
each of the 33 editions has been fully updated for each such state in 2016, 2017,
or 2018. The federal content has been fully updated for 2018 and 2019 tax rates and all
inflation-adjusted amounts in the tax code, such as pension plan and IRA limitations.
The federal tax and other legal and regulatory information in each of the
33 Small Business Advisor software editions has been updated for all of the
- The Tax Cuts and Jobs Act of 2017, which left almost no stone unturned
in the federal Internal Revenue Code, changing hundreds of sections of the
tax law, including such major changes as reduction of the corporate tax
rate to 21% and providing a deduction for up to 20% of the profits earned
by an individual as owner or part-owner of an unincorporated business or
- The 21st Century Cures Act of Congress, which, beginning in 2017,
allows small employers that do not have to (and do not choose to) provide
full health care insurance plans for employees to instead establish QSEHRA
plans (medical reimbursement plans) to provide some limited medical benefits
to their workers. Previously, under ObamaCare, there were massive tax
penalties that made it impossible for employers to continue to have or to
start limited medical reimbursement plans that were not full-fledged
ObamaCare health plans.
- Recent legislation regarding the R & D tax credit that, beginning
in 2016, has now been made much more available and usable by small and
startup businesses, since the credits can now be used to offset payroll
tax liability, when the company has little or no taxable income or
income tax liability against which the credit can be applied.
- The dozens of federal tax code inflation adjustments for 2019,
for pension plans and IRA deductions and income limitations, fringe
benefit limitations, the annual gift tax exclusion, income tax
brackets, the 2018 Social Security and FICA taxable wage base, and
other items, as announced by the I.R.S. in late 2018;
- Dramatic changes in the overtime pay regulations, adopted by the
U.S. Department of Labor in May, 2016 and scheduled to go into effect
by December, 2016, which would require employers to pay time-and-a-half
for overtime hours worked by many white-collar employees but which have
been put on hold by a federal court (appeal pending);
- The sweeping tax law changes enacted by Congress in the Consolidated
Appropriations Act of 2016;
- The passage of federal legislation making the 1998 Internet Tax
Freedom Act provisions permanent, enacted as part of the Trade
Facilitation and Trade Enforcement Act of 2015, which was signed
into law in 2016;
- The tax provisions that were included in the Trade Preferences
Extension Act of 2015, which greatly increased penalties for businesses
that fail to file Form 1099 information returns on time (or at all);
- The tax provisions that were added to the Surface Transportation
and Veterans Choice Improvements Act of 2015, which have changed the
long-standing (nearly a century) filing due dates for both C corporation
and partnership tax returns, starting with 2016 tax years of such
- The massive federal health care reform legislation
(Obamacare) and subsequent major ObamaCare changes through 2019,
including coverage of new ObamaCare regulations that went into
effect in 2015 and 2016, regarding mandated employer-provided
health insurance coverage for all but very small businesses,
and health care tax credits for those exempted small businesses.
SMALL BUSINESS ADVISOR (updated regularly) is a gold mine of useful,
up to date, and authoritative business, tax and legal information and customized advice
for your small or startup business. Written by Michael D. Jenkins, a Harvard lawyer/CPA,
the software uses artificial intelligence techniques to assemble and create a
customized copy of the long time best-selling business self-help book, "Starting
and Operating a Business in California" (or New York, Texas, etc., depending on
which version you order) for any of 32 states or D.C. And it does so in a matter of
seconds, on your computer (as HTML hyper-text files, readable with Internet Explorer).
Click on any of the following items to find out more about this software and e-book series:
- View a customized Small Business Startup Checklist,
as created by the Small Business Advisor software for a hypothetical small
retail company in Idaho. Law firms, accountants and other business advisors find this feature
of the software to be a great time-saver, since it enables you to create and print
out a comprehensive, detailed 6- to 8-page startup checklist of tax and legal
requirements for your new small business clients, in about 2 minutes total, once
you know your client's fact situation.
- View a sample table of contents, as created
by the Small Business Advisor software for the Starting and
Operating a Business in California edition, for a California manufacturer.
- download a FREE (shareware)
version of the Windows ® software and the "Starting and Operating a Business"
electronic books for 3 states (ND, VT and WY) and the District of Columbia.
- Click here to see when your state's edition of this
series was last fully revised and updated.
Or check out our Small Business News page, for a sample
of the kind of information you'll find every book in this series. No fluff -- just
useful, carefully researched information. The books in this series lay out the ground
rules you need to understand in order to start or run a business in your state.
Each of the books that can be created by this front-end software is assembled from
extensive text data files by the software only after you first complete a brief interview
about your business. The software uses your answers to the interview questions to create
a fully-customized edition of the book (for your state), tailored specifically
for your business. Each of the books the software can create includes customized
information on hundreds of small business topics, information and advice on tax and
legal requirements for any of the included states and D.C., and the Small Business
Advisor software also creates a detailed customized business
startup checklist for you, based on the facts of your small business, and
the particular requirements for your state.
The "national chapters" of the books were all updated during 2018 and reflect recent federal
tax and other legislation enacted through December, 2018, as well as a large number of 2019
inflation-adjusted tax numbers, such as tax brackets and pension plan limitations of various
types. (Many of which have already been made obsolete by the Tax Cuts and Jobs Act that was
passed by Congress in December, 2017.)
Each of the state chapters we still publish has also been updated in 2016
or 2017 or 2018. (18 state chapters are no longer being updated or published
since 2013.) We generally completely revise and update 2 or 3 of the state
chapters every month of the year, and one or two of the other 15 (national)
chapters each month, to keep the contents of each edition consistently fresh
and up to date.
Major new federal law changes are usually incorporated into the "national
chapters" shortly after details of such legislation becomes available -- so
the information in this software/ebook series is always exceptionaly fresh
and current. Stale, out-of-date tax and legal information is useless, or
even dangerous information.
Each book edition is approximately 450 to 550 pages long, if you choose to print it
out from the electronic version that this software creates. And all of it is good, hard,
useful information you can use, carefully researched -- no "fluff." One-click printing
of the entire book is a cinch -- all you need is a printer and a ream of paper, if you
want a "hard copy."
Each edition of the books consists of 16 "national" chapters and a state laws/taxes
chapter for the relevant state, plus 3 appendices: a lengthy, customized business
startup checklist (Appendix A); a very detailed and extensive Business Plan Outline,
including step-by-step instructions for creating your business plan (Appendix B); and
a file that includes links to all of the official tax and other government forms
(.PDF files) that are included with this package (Appendix C).
The Small Business Advisor software that is the "front-end" for the books
also includes an "Entrepreneur's Self-Test" you can take, on-screen, to help you
determine how well-suited you are to starting and running your own business and
a "Consultant" button that will guide you through a number of complex tax issues,
by asking you a series of very specific questions. The "Consultant" is primarily
provided for tax professionals to help sort out technical tax issues, such as
whether a company can make an S corporation election, whether a business is
subject to the passive activity rules, or whether a corporation is a "personal
holding company" or a "personal services corporation," plus a corporate tax
calculator, and more.
To view helpful free articles on this web site, click on one of the following article links:
NOTE RE HARDWARE/SOFTWARE REQUIREMENTS:
Although the Starting and Operating a Business books are electronic books,
you will not need one of the dedicated e-book machines to read the books
in this series -- instead, you will be able to view the "Starting and Operating
a Business" books on any Windows ® based desktop or laptop/notebook computer
with Internet Explorer installed. (However, we now offer
Kindle e-book editions as well,
for 32 states and the District of Columbia.)
All you need, besides your Windows-based computer, is the Internet Explorer
web browser -- and, if you wish to fill in and print out any of the tax or other
government forms provided with the e-books, you will need the freely available
Adobe Reader ® software, which is required to view or print .PDF files. (Most
computer users will already have the free Adobe Reader installed.) Click on the
button below to go to the Small Business Advisor ordering page.
MOST STATE EDITIONS NOW ON KINDLE!
In 2011, we began converting all of our 51 state and D.C. editions to Kindle e-books,
for use on your Kindle or on other devices that offer Kindle apps. By May, 2011,
all 51 of our state and D.C. editions, such as Starting and Operating a Business
in California, were available
as Kindle editions on Amazon.com. At present, however, only 33 Kindle editions are
for sale on Amazon.com, at $9.99 each, since Amazon.com decided in 2013 that we
could not sell all 51 state editions, due to an inflexible bureaucratic rule of Amazon.
All 33 Kindle state editions are 2016 or 2017 editions. To order a
Kindle edition, CLICK HERE.
Note that even if you haven't bought a Kindle device from Amazon, there
are free Kindle "apps" for many other devices, including the PC, Mac, iPhone,
iPad, Android, Blackberry, etc., that will allow you to download and read Kindle
e-books on your desktop or laptop computer, phone or iPad.
ATTENTION, MAC USERS: SMALL BUSINESS
ADVISOR IS FOR WINDOWS ® 32-BIT OR 64-BIT SYSTEMS ONLY -- NOT COMPATIBLE WITH MACINTOSH SYSTEMS.
However, Mac users (or Windows ® users) may order our Kindle e-book for the state
edition you want. Kindle 2016 or 2017 editions are now available for 32 states
and the District of Columbia. The Kindle e-book editions are similar to the HTML e-books
that come with the Small Business Advisor (for Windows ® ) software, but the Kindle
e-book will not be customized to reflect the facts of your particular business,
unlike the HTML version that comes with our Windows ® front-end software -- Small
Business Advisor. (While Kindle versions are updated annually, our HTML version
for a particular state may be a few months more current, as it may include interim
(Access to the Internet is not required to run the program or view the customized e-books
in HTML file format that the Small Business Advisor software will assemble for you, although
such access can be helpful, if you wish to go immediately to various government or other web
sites that the books and software link to, to download additional tax forms or publications, etc.)
Earlier versions of the Small Business Advisor and the (prior) print versions of the
"Starting and Operating a Business in ..." (state) book series have been used nationwide
by SBA offices, SCORE counselors, and Small Business Development Centers, and well over a
million copies of the print versions were sold before it was discontinued by our previous
publishers. The author of the original (MS-DOS) version of Small Business Advisor and of
the "Starting and Operating a Business in ..." series of books, Michael D. Jenkins,
re-acquired the rights to both the software and the book series in 2004, and has created
all-new versions of each, in this new combined format, where the Small Business Advisor
software actually assembles the "Starting and Operating a Business" book editions on your
hard disk, from extensive text data files, and also creates customized, comprehensive
business startup checklists, among other tasks.
More than a series of simple e-books, the Small Business Advisor
software program interviews you to obtain a number of key facts about your
existing or planned business, and then uses that information to create
a "customized" book for you, in the form of HTML (hypertext) files and
customized startup checklists. The resulting e-book and startup checklist
items will all reflect both federal laws and the laws of the selected state,
and are based on factors such as the type of business, number of employees,
type of legal entity, and other facts entered by you in the brief interview.
Thus, the authoritative text and checklists presented are highly specific
and germane to the YOUR specific small business, unlike printed books or
other (static) electronic books.
FOR ORDERING INFORMATION, CLICK HERE.
... OR CLICK HERE FOR MORE INFORMATION
ABOUT THIS SERIES AND ITS AUTHOR.
NOTICE: State editions are available for each of 32 states and the District of Columbia. No
editions are available for the following 18 states: Idaho, Illinois, Indiana, Iowa, Kansas,
Kentucky, Louisiana, Maryland, Mississippi, Montana, Ohio, Oklahoma, Oregon, Rhode Island,
Tennessee, Utah, Virginia, or Wisconsin.
PRIVACY STATEMENT: Ronin Software will not sell
or divulge any information about visitors to this site or anyone
who downloads or purchases our software or books. Any information
you provide our on-line reseller, SWREG.ORG
(now part of Digital River), will only be used by them for administrative
purposes, and will only be used by Ronin Software to notify you of future
upgrades of the product you have purchased or for customer support.
Please see also our Vendor's
(Digital River's) Privacy Statement. You take your privacy seriously, and
so do we.